Monday, June 16, 2014

I'm Tired

It's a little like wrestling a gorilla. 
You don't quit when you're tired - you quit when the gorilla is tired.

Robert Strauss


I didn't exactly plan to tidy up and declutter fabrics and craft items today. In fact, I had hoped to continue with the sorting of my papers from a few days ago as currently I've got them spread through the entire front room.

But you might remember that I told you I was given some free fabrics.  As I began washing and sorting the fabric to determine what to give to an elderly friend, I realized I needed to go through my yarns too.  That prompted me to sort through all the yarn I've got and re-arrange things. Then I started sorting through a  lot of my quilting fabrics and re-arranging them in different containers and areas of my home.  After that I sorted through the few crafting books and patterns I have and put them in an accessible wicker container.  I then went through all my crochet cotton and put them in another basket that I can easily access.


Altogether this took virtually all afternoon and evening in between a few phone calls, cooking, dishes, etc.  It poured rain early this morning and again late tonight.  In fact it is pouring heavily as I write this blog post and there were some claps of thunder and bolts of lightening which made me jump.  I'm so tired now  and it is very late but I need to put my feet up for awhile before I go to sleep.

I've got a little shopping buggy.  Like the one in the photo but with a different fabric cover.  I've filled it up with goodies for my friend (fabrics, yarns, pattern books, crochet cotton).  She is going to be getting different people to make things for a bazaar she is organizing to raise funds for her church.  This is my contribution to her cause.  I'm also donating a bunch of crocheted caps I made last winter for her to sell at the bazaar.  I made them to sell myself so I could raise funds for people in Kenya but I never got around to it.  I can always make more later. Right now my goal is to declutter and organize my small space for better efficiency.

In a wardrobe in my bedroom I have 2 more plastic tubs to go through.  These are filled patterns and seed beads.  These belonged to my mom who had a lot of crafting materials. I didn't want to throw them all away when she went into a care home.  Bit by bit I'm sorting through the things I brought home. I keep a few things and give away the rest. I still have a couple tubs of papers that belong to her that I brought to my home about 3 years ago.  I also have more tubs of books, cds, clothes and photos that are still in out-of-town-storage.  Most of the non-personal items will be given away but the photos I will have to go through and decide what to do with them.

But first I have to finish sorting my own things. That takes time.  My next step will be all the papers I have in a big wooden box and in bags currently strewn from end to end in my living area. Once this is done I will have accomplished a major task.  A lot of this paper was already sorted over time but I've got to go through it carefully, save a few pieces and destroy the rest.  Then I still have my file cabinet to go through.  I went through the file cabinet documents about 1 1/2 years ago and now it is mainly filled with this and that so much of it can go.  After this paper stuff is dealt with, the rest will be so much easier to keep on top of.

I can't wait because, my space will look and feel less cluttered and I'll have things more organized for crafting and other hobbies.  I'm hoping that my crafts will ultimately be put to good use and help Kenyan and local missions.

Monday the paperwork continues and perhaps on Tuesday too.  Then I will give myself a break for awhile.  I can only do decluttering for short periods of time.  At the same time, I like to make some real progress and feel like I've accomplished something when I'm doing work around the home.

  When one is tired it is always important to stop and smell the roses. I took these rose photos a few years ago.  I love roses in every colour, don't you?  


This week my way of smelling the roses will be to hopefully get to Spiderman 2 on Tuesday (cheap day) and I hope to get together with one or two friends for a chit chat over coffee.  If the rain let's up, I have some work to do in the garden.

I hope you have a lovely week.

Saturday, June 14, 2014

A Frugal Week

Hi friends,

I hope you all had a great week. I have had a busy and productive one. It was a good week.

I started the week with making a baby quilt for my soon to be great-niece or nephew who will be born any day now. It is exciting awaiting the arrival of a new baby. The quilt was sent off in the post and arrived yesterday.  Since I did not purchase any new materials and had all the necessary fabric, thread and batting on hand, this was a very cost-effective gift.

Early in the week I visited a new to me university in the city. It is a small, private American university. I went there to ask questions and gather information for a friend of mine who is contemplating attending there. I was very impressed with what I learned and the fact that the university seems very responsive to real needs of students.  I do think though that the cost of tuition is a bit prohibitive.This little outing was very interesting for me and brought back my own excitement about being a student so long ago.  Other than the cost of the bus ride ($3.50 Canadian) it didn't cost me anything for the outing.

The night before my meeting at the university I received a coupon from  Michael's Craft store for 50% off a regular priced item.  I am adding large balls of yarn to my stash in different colours.  I don't need the yarn right away so I am going to buy 1 large ball of yarn every now and then.  The usual savings I would have on one regular priced item is 40% off.  This time it was 50% so I saved $6. (Canadian) off the total cost.  I also bought  6 small balls of cotton (at a savings of  $3.00). Altogether I saved $9. on yarns.  I'm hoping to make something different with the balls of cotton to be unveiled later if the project is a success. Normally I make cotton dishcloths and I really enjoy making them. Now and then though it is nice to make something different and add to my repertoire.

Yesterday I spent $14.30 (Canadian) on veggies, fruit and a small bag of pita bread (celery, carrots, romaine lettuce, mandarin oranges, bananas, pita bread).  The romaine was about $.50 off and the pita was only $.99 cents.  Though I am now trying to reduce my carb intake (no more bread baking, sigh), I haven't had a sugar spike when I make a veggie/pita (whole wheat) sandwich so now and then I buy the pita at this good price. At the supermarket it is about $2.50 for the same bag.

Today I purchased a few roma tomatoes ($1.49 per pound) and a small head of green cabbage ($.69 per pound) for an additional $5. (and a bit of change) spending on vegetables this week.  I haven't had any mandarin oranges since the winter and so I splurged to have for snacks.  Good thing the oranges are smaller ones.  I've also managed to find small bananas on my last few forays to the produce market. Having smaller oranges and bananas is a good thing because I have to watch the sugar intake.

I do use a lot of veggies and I like to have a variety of them each week. I also like to have a variety of fruits though bananas, oranges, apples, lemons and limes are the staples. It used to be that veggies and fruits were the least expensive things to buy in my neighbourhood.  But these days nothing is inexpensive.  I just try to scale back and buy those items that are not so expensive or are on sale in any given week.
An example of healthy soup made with fresh produce.

Last week in the produce store the zucchini was $1.59 a pound.  Today the same zucchini was $1.79 a pound.  I've noticed that since new owners took over at the neighbourhood produce store, a lot of the prices have increased considerably.  The quality however has gone down. A lot.  The new owner is now charging virtually the same prices as the chain supermarket across the street.  But the supermarket has much better produce.  For example, the small, shrivelled lemons on offer at the produce store were 3 lemons for $2.00 (Canadian).  The supermarket across the street has much bigger, fresher ones and you pay about $.89 each.  You couldn't get 3 for $2. but you can get 2 large and plump ones.

The other day my friend was shopping at the same produce store.  He felt he was overcharged so he got them to re-do the tally and discovered he was overcharged by $10! That is a significant over charge. They blamed it on the new cashier who was just learning the ropes.

Basically, it really pays to shop around.  It also pays to keep your eyes open for changing prices at your favourite stores. Don't be afraid to ask questions of the cashier and to put things back if you find the prices are too high.  At the larger supermarkets I always try to watch the cash register and have saved myself a lot of money this way.  Often the inventory being scanned has not been reduced in the system so if you don't catch it you may be significantly out of pocket.  If you know the prices you can always tell when you are paying too much. I speak up immediately (before I leave the store) and have the problem corrected before I leave.  This saves me a trip back to the store to sort things out later.

I save all bottles and containers that have a recycle fee attached. Whene I have a shopping bag full of bottles and cans, I take them to the supermarket for a refund.  They limit the amount of recyclables they take at any one time but it works for me since I can't have too many piling up in my small kitchen before they need to be returned for the deposit.  Usually the amount I get back for a full bag is around $1.40 Canadian and this week was no exception. I'm given a chit for the refund which I can then cash out when I go to the check out counter.

This week I also made $2. on a scratch ticket sent to me for my birthday.  This is like found money since I didn't have to do anything to get it but scratch the numbers.

I was also able to save several dollars on a donation of airtime to a Kenyan friend. Sending money to foreign countries can be costly, especially when multiplied many times over the course of a year. I never know when there will be a discount off the fees but when they do happen, I try to take advantage of them.

When I went to the pharmacy last night to pick up my medication I did some browsing around the store to see if anything I needed was on sale.   Just before I was going to pay for the items I checked my email and discovered that I could use a coupon that would earn me 16,000 (a  monetary value of about $20.).  I collect points so I can buy staples such as toilet paper, eggs, milk, butter and coffee and whatever else I may need.  What do you think I did?  I mentioned it to the pharmacist that I had points if I waited until Saturday and and she kindly offered to have someone put back everything I had taken off the shelves. I said I would be back Saturday. I did go back and I ended up earning 34,000 (16,000 of them I will get in a few weeks). That is like a dollar value of around $55. and will come in handy for use later.

Have you ever used Freecycle?  You can post offers to get rid of your no longer needed items or you can post want ads.  I usually post things to give away but a few weeks ago I responded to a give away for a bunch of unused fabric. The lady who was giving away the fabric kindly brought it to my home today because she had given me the wrong address when I went to her home just over a week ago. She is moving so she is working hard to declutter.

I'm keeping the larger pieces at the front of the photo. The other two piles will go to my friend.

I was able to sort through all the fabric today and decided I will only keep the largest pieces of muslin. I intend to give the coloured cotton and smaller pieces of unbleached cotton, to a friend of mine.  She's told me she will be organizing a bazaar to be held in the Fall just in time for Christmas gift buying. I told her I would donate a lot of yarn for her other friends to make things to sell and also give her some things I've made. I know she would like to make some quilts too that's why I want to give her the fabric but if she changes her mind I will donate the fabric to the thrift store.

I unearthed these quilt pieces this week while I was sorting a few things.  I should sew them together soon.

Besides sorting through my fabrics and seeing what fabric I could keep of the  new stash, I've been sorting through papers. This is one of my least favourite jobs.  But it saves money for it keeps you home when you could be out spending. It also helps to go through old bills and statements to compare expenses over the past year before you through things out. It helps to see where you can tighten up spending.  A lot of companies now charge a few extra dollars a month to receive a paper bill. I really detest that because I prefer paper bills which I can sit and compare with other paper bills over time. I've just discovered that my telephone provider is increasing fees by $2. a month and another $2. a month for paper bills.  Now I will have to call and make sure I  get invoices by email.  I also need to see where I can shave costs from the communications bundle I already use to save costs on internet, telephone and television. I was overcharged for some television costs so I need to deal with that too and have a few other things to discuss with them. By the time I am done I may find it cheaper to move my telephone service but I try to avoid making service provider changes if I can get some good service from customer service representatives and save a few dollars here and there.

I'm a paper keeper.  I keep all kinds of receipts, statements and documents. Problem is I don't have time to keep it all sorted. Slowly I am getting to that point. I'm working on a system that will work for me and still allow me to get rid of much of the paper I've been keeping for far too long.  It is a long process. Once I'm finished with the paper clutter, there are still many photos, books and crafting items to reduce. For the latter I like to try and use up as much of my craft items as possible and then see what I no longer want or need before donating it. It is also a source of pleasure and relaxation but only to a point. If there is too much clutter it is no longer relaxing and it has been at that point for some time.
 
All in all I had a frugal week. 
Every little bit of savings day after day and week after week does add up.

Whatever I'm able to save helps me to help Elvis (see right side bar) and others in Kenya.

What was your best frugal practice for the week?
What do you do with your savings?




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