I shop at a pharmacy where you get points for buying certain items. The points accumulate each time you shop and sometimes the store promotes specific items giving you more points to get to certain spend levels more quickly. This money is like "free money" (of course the store is not losing money but they ensure some of their profits goes to these rewards programs to build customer loyalty). As a consumer, this kind of thing only works like free money if you are careful not to purchase things you don't need just to get points. Sometimes you get lucky and are able to get 20x the points on something you really need. This is the only way to build up points quickly. Otherwise it can take some time.
I don't like my point levels to get too high because then I have a hard time spending it all at once. I also would have a hard time carrying my purchases home from the pharmacy which is about a 10 minutes walk away. I've learned that it doesn't "pay" to spend only part of your points. You lose out on the full value when you do that.
Since it is close to the end of the month and I intend to spend my all my points and stock up on things I don't usually buy unless I'm spending point dollars.
I looked at the sales flyer and made a list. I came up with the following items
- ketchup (used mainly in barbeque sauces for marinating meats).
- creamo (sometimes used in my coffee or cereal though I use it less and less due to fat content).
- bacon (again, something I seldom buy but stock up on when the price is right. It's good for breakfast now and with eggs or waffles. It reminds me of holidays with the family or university days when I had an English breakfast once a week on weekends.
- eggs (I seldom eat eggs for breakfast but use them in baking).
- bags of frozen fruit (I use these in smoothies mixed with greens and in muffins).
- butter (I use butter in baking and on the rare occasions I eat toast).
- coffee (I stock up on cans of coffee when it is on sale. I always have enough. When the price gets too high and sales are no longer good I've decided I will stop drinking coffee).
- plastic cling wrap (It is used for so many things).
- dish soap (I have a dishwasher but also do a lot of dishes by hand).
- dry cereal (sometimes I like to have a few boxes of cereal on hand for when I don't want porridge).
- ice cream (An item I've thankfully cut down on. A treat now and then is okay).
It is clear that there is very little on this list that you would associate with a pharmacy. I don't actually need paper products, make up, over the counter medicines or much in the way of household cleaning products right now. In the end I eliminated the creamo and bought some toothpaste and household cleanser for my bathtub. I also spent a few extra dollars and purchased a very large bottle of shampoo. It was on sale and I had a dollar off coupon. This will last me about 2 years as I use so little at a time.
|This is my receipt after the shop. I spent $5.27 of my own funds & saved an additional $45. and change off the original sticker price plus my $60. "free" money for a total of $145.27 savings.|
In addition to all the things you might associate with a pharmacy in North America, the pharmacy also carries lots of snack foods, frozen fish and convenience foods, pops, breads, pastas, spices, specialty food items, sauces and paper products (toilet paper, tissue paper, paper towels). I am allowed to spend my points dollars on any of these items but I cannot spend them on medications which I do not need at the moment in any case.
Saving funds this way really helps me stretch my dollars so I can send funds to my sponsored children through Compassion International and help people like medical student Elvis. I also try to help Jonah in Kenya who still assists elders and others with medical costs, food, etc.
|Kenyan women I was able to bless one Christmas.|
Elvis will be graduating in August and is getting close to the finish line. We have one more semester to go.
I would appreciate your prayers for both of these men.
If you feel able to help financially I'd be happy to hear from you.
I hope to say a little more about Elvis next time since I really need to try and help him finish the year
What would you spend on if you had a free $60.00 (sixty dollars)?
I'm looking forward to reading your replies.
Have a wonderful rest of your weekend. x
Have a wonderful rest of your weekend. x