Frugal Finds This Week

How many of you have ever shopped and been overcharged for items? I usually watch the scanner when I'm paying for items so I can "catch" the errors. Often there are errors in the posted sale prices and the price at the till when the item is scanned.  Have you found that too?

This month I decided to track my household spending for groceries and all kinds of household items. I had kept my receipts and hope to do this for the next few months to see where my household funds are going. This is not a task I really enjoy but this year I want to see what I can really save on needless expenditures.

This is a sample of cheese from the company that made my purchase.

In creating my list, I discovered something that made my jaw drop. I paid $11.00 for a very small amount of Brie cheese. Now some small wedges of Brie at my local grocery store can cost that much and more. However I would not knowingly pay that amount and was certain I had selected something less expensive. Fortunately I still had some of the cheese and the original bar code and price label.  In checking my receipt, I discovered I had overpaid by about $4.50 (Canadian).  On another trip to the same store, the clerk mentioned I should simply bring in the receipt and the wrapping and I will receive my refund. Normally I would catch this kind of mistake right away but in this case, I was distracted by the friendly cashier when she was scanning my items at check out ;-) (Savings 4.50)

I haven't calculated all the food purchases for the week. I haven't actually purchased much other than 20 pounds of brown rice which will last me for a long time. I should have bought a smaller bag as we head into the warmer months and brown rice can go rancid. I also purchased some milk, cereals and bananas. I will add these to my monthly expenditures. I already know that my food bill for the month is higher than usual because I purchased more for the pantry than I do most months due to sales. This month I've purchased a variety of canned beans, canned tomatoes & canned soup. These will last for many months. I also bought a few cans of ground coffee. I still need to buy a large jug of cooking oil.

How many of you collect points at your favourite stores so you can use the points for purchases on items you need later?

This week I purchased over $40. (Canadian) of items at my local pharmacy. The cashier asked me if I had received any offer of points. I said 'yes' but I didn't have the points coupon with me. He suggested I return the following day with the coupon and ask the owner for a credit. Since the story is close to my home, I did exactly that.  The owner kindly gave me 9000 points instead of the 8000 points I was looking for. Now I have enough points (22,000 +) to get $30 off of a future purchase at the pharmacy.  I will wait to use the points until I need bread, milk, butter, eggs, bacon and household items like glass cleaner, toilet paper, plastic wrap so I can spend all the points at once.  This is the best way to get the full value of the points (so I've been told and so I've learned). (Savings $10.)

I also need to follow up on the store's head office because I made a large purchase in March for which I was to get 20x the points.  I don't think I received the credit.  A simple phone call will determine whether the error is the store's or mine.  A store error means another $10.value in points toward a future purchase.

I think probably most of you shop around for clothing bargains and I'm no different. In preparation for a trip to see mom, she asked me to purchase some clothing for her and she gave me a modest budget.  She primarily wanted some colourful summer tops.

I managed to buy 4 tops, 3 summery sweaters (she gets a chill easily), 3 necklaces and a pair of earrings. The grand total was $111. (Canadian, including taxes).  Shipping was free (normal cost about $10.) and I didn't have to travel to the store and browse the aisles because I ordered on line. Total savings on this shop was $200.  That's astounding!  The very next day, most of these items were back to the full price. It pays to watch the sales. As an added bonus, I will get some points toward a monetary credit to buy things later in the year. I think I will use it for heavy sweaters or nightgowns for winter wear. (Savings $210.)

I never think of savings in a fabric store unless I specifically go as a result of sale. The only fabric store that remains in my big city doesn't have fabric sales as such, but they do have clearance and remnant items.

I am not a seamstress but I do mend clothing and I make simple skirts for my mother. This week I did some fabric shopping in the remnant section for fabric to make skirts and other items like simple vests (savings of approximately $12.00). I also purchased 6 meters of snakeskin printed fabric for $1.00 a meter (a savings of $10. a meter!). (Total savings on fabric $72.00)

Do any of you shop on line for books? You can often get free shipping if you purchase $25. on Amazon (or like companies).  I mostly purchase books at the thrift store where I can get books for $1 to $3.  On a rarer occasion, I can purchase a book for 25 or 50 cents.  If I want a particular book though, I will likely have to buy it in a bookstore or on line. Recently, I wanted a particular book on the Dead Sea Scrolls. I also wanted a memoir of Elspeth Huxley who grew up in Kenya in the early 1900s.

I ordered the books on line and they were delivered to my door within a week. I saved about $12. on the cost of the books and approximately $7. on the shipping. (Total savings $19.)

When you go on a flight do you search the internet for air travel deals or ask your travel agent to investigate a cheaper fare if the first fares he/she quotes you are too high? I know many people who cross the border from Canada into the USA to get a cheaper flight.  I don't go that far.  I like to get to my airport in half an hour; not spend hours getting to the departure airport.

This week I investigated air fares on line then called my travel agent to book. I managed to save about $300 on the air fare.  However I spent some of the savings ($93) by paying for pre-booked seat because I like to ensure I get aisle seats for long trips.  It makes it easier for me to do chair exercises and to get up and walk around the plane whenever I wish. Anyone who suffers from swelling of the lower extremities needs to be careful when travelling long distances. (Total savings $203.)

Total savings this week: $518.50* Not bad. 

I'm always looking to stretch a dollar and this week I feel like I hit the "jackpot".

 

Of course, most weeks I am not buying books, clothes, fabrics and air tickets. Most of the time my savings are far more modest.  But by paying attention and shopping around when one does need to spend we can make significant savings.

Not everything was a "win" this week.  Sadly I did had to throw out about $7.00 worth of vegetables (Total savings minus $7. = $511.50). 

Normally I do not waste vegetables but this week I could not seem to keep up to vegetables and some strawberries before they went soft and moldy.  Sometimes fresh produce doesn't last very long at all before they go bad. If I wasn't busy out of house this week, I likely would have made some soups with the veggies and snacked on the strawberries.

In these economic times, most of us rely on saving on daily needs to help us through the month.  I'm looking for savings everywhere I can to help fund my upcoming travels and also to help all my sponsored kids in Zambia, Ethiopia and Kenya. 

If you are thinking about sponsoring a child but haven't yet done so and have questions, please feel free to contact me. I love to encourage people to sponsor a child or a family if they can.

 

* I adjusted this amount upwards as I had forgotten to include the $10./meter savings on the snakeskin pattern fabric I bought.

Moment at McDonald's

It was one of our rare sunny, Spring days this year. I was enjoying looking out at the green grass, and cherry blossoms at the UBC campus.

This big tree and all it's lovely blossoms made a huge frame behind the McDonald restaurant's famous Golden Arches signage. 

The cherry trees that beautify Vancouver at this time each year, were gifts of the country of Japan.

In the early 1930s the mayors of both Kobe and Yokohama presented the Park Board with 500 Japanese cherry trees for planting at the Japanese cenotaph in Stanley Park honouring Japanese Canadians who served in WWI. And so, as the impact of cherry tree plantings began to reshape the city’s landscape, Vancouverites were soon smitten by their fleeting beauty, their clouds of blossoms, as they heralded spring’s arrival each year. (Source:  Vancouver Cherry Blossom Festival).

Vancouver has about 55 varieties of cherry trees.  On the news the other night it was reported that some of the rare varieties of the trees now need help to thrive since the strict plant health regulations prevent importing trees from outside Canada.  The news report also featured a partnership between the University of BC's Botanical Garden and BCIT’s Biotechnology Department to help save these trees. Students are regenerating some of the rarest of the cherry trees by harvesting plant cuttings and growing them in test tubes before eventual transfer to greenhouses and then planting.  They are having good success in growing these cuttings and that means good news for those of us who live in Vancouver and enjoy the beautiful tree blossoms each year.

I'm linking up with Skywatch Friday. I hope you will have a chance to visit the link and view other beautiful skies from around the world.

Happy Skywatching!

Sampling Dim Sum

This is how my day looks today. It looks worse than it feels. It is actually cloudy but warm and the sun came out when I went to the laboratory.

When I go to a restaurant, I prefer to have small portions of a lot of varieties of food; rather than big plates of the same food. So I really love tapas, which are small plates of Spanish snacks or appetizers.

The Chinese also have a type of tapas. There is a Cantonese style of cooking called dim sum which consists of small bite-sized or individual portions of food traditionally served in small steamer baskets or on small plates.

When I first came to Vancouver I would attend dim sum for lunch with my work colleagues.  There I would sit entranced as the served walked by with fully laden carts of ready made foods.  You would simply point to the plates you wanted and the servers kept track by punching holes onto a card left on your table.  Each plate was about $1.50 (Canadian) and there was really only one size. You could easily get filled on 3 orders or plates of food but when you went out with a large group everyone ordered what they wanted and so we sampled many things. It was always a bargain at about $7. per person.

These days most of the restaurants that serve dim sum, and there are fewer than before, have gone high scale. You very seldom get carts of food rolled by your table. Instead you order from a menu.  Sometimes the menus feature coloured photos of the dishes for the uninitiated.

In other restaurants you simply mark the quantity of a particular dish you want on a menu list (like the photo below). The server then picks it up and places the order. I had a choice of 4 sizes of plates at the restaurant I went to today. I ordered the smallest size.

Last night and this  morning I had to fast in preparation for blood work today.  I got a late start to my day so by the time I finished at the laboratory I was quite hungry. I went across the street for dim sum and made it in time before it closed the dim sum service.

Food (L to R - rice rolls, shrimp dumplings, steamed buns, pork dumplings).

I ordered:

- pork (dumplings) sui mai
- steamed barbque pork buns
- shrimp (dumplings) har gow
- rice rolls with beef.

The order was a little much for me but I decided to place a 2nd (take out) order of everything except the shrimp dumplings (oops, I meant except the pork dumplings).  Jasmine tea accompanied my lunch. I also had condiments of chili oil, mustard and hot sauce.

The grand total came to $19.95 (including tax). The prices have doubled since my first experience of eating dim sum. I think it is still a good bargain for two meals especially when the food is very tasty.

I took the photos with my camera phone today. The resolution and colours are not the best but it works in a pinch.

 
Update:  My blood work was normal. Praise God! I hope to keep it normal with hard work and prayers.

I'm linking up with Our World Tuesday today. I hope you join in too!

Meet Little Elina

Hi everyone,

I wrote here about the new children I sponsor in Zambia.  I learned there is also a little girl named Elina who desperately needs help.  She has a medical condition where her bones are too soft and they break.  She is not able to go to school and needs help to get special food to help her health. She also needs a special kind of wheelchair to help her family move her around the bumpy terrain.

Photo credit: Chileleko Christian School

My friend Shelby is looking for 5 sponsors who could give $10 a month to help this dear child get medical attention, proper food, clothes and schooling.

Elina now has 3 sponsors who will give $10 a  month.

We are looking for only two more people who can give $10 a month toward Elina's care.

If you can't give monthly but want to help out on a one time basis or give now and then, that is fine too! Some people even give $5. monthly. If you have any questions send Shelby an email here.

You can make donations on the Chileleko Christian School page (click here). Simply write Elina in your description.

We also have raised 200 toward the cost of a wheelchair and are trying to find a supplier in Zambia.  If you could pray that Shelby & Pastor Emmanuel can find a good wheelchair supplier that would help so much.  If you want to contribute toward the wheelchair fund, that would be awesome! You can click here and find the donate button.

There are also many children already in school that need your help. You can browse the blog and read more about the children.


Thank you so much!

Moment at the Longhouse

A view of the sky through the skylights at the University of BC's, First Nations Longhouse.

I'm linking up with other folks from around the world for Skywatch Friday. 

Enjoy!

Reading Goals 2013 & Other Things

I've set myself a reading goal of 24 books in 2013. I've reached half of my goal and there is a lot of year left. I may end up reading another few books beyond my goal but I think I'll use the balance of time to continue with Bible studies and learning languages. (click on the photo to enlarge)

My book collection is rather eclectic this year and includes 3 memoirs (ranging from 353 to 592 pages) and 1 biography (592 pages).  I've also read a couple of books that make good Bible study helps on the subjects of Heaven (560 pages) and managing our money (254 pages); a couple of classics (A Tale of Two Cities (369 pages) & East of Eden (691 pages), contemporary and historical fiction (Vancouver (768 pages) and The Emperor's Children (431 pages) ; and two health books  "What You Don't Know May Be Killing You" (229 pages) and When the Body Says No (320 pages).

My favourite reads so far include: "managing God's money" which is about treating our money as God's money and understanding that He entrusts us to manage it well and for specific purposes.  The other book I really enjoyed is When the Body Says No, a book about the mind-body connection. It was fascinating reading about some of the author's case studies and all the medical research to back up his theories. I'm certain that there have probably been even more interesting medical research developments on this topic considering that the book is already 10 years old. The Julia Child biography and the fictional work called Vancouver are also great reads.

Paris to the Moon by Alan Gopnik is on my currently reading list.  Gopnik was a writer for the New Yorker when in 1995, he and his wife, and their infant son left everything they knew and loved in New York City for the  glamour of Paris.  I actually started this book in 2010 and read through much of it before I set it aside so I've decided to read it all over again.  I've been doing a lot of that lately.  The Zanzibar Chest & A Tale of Two Cities and  are two other books that I'd begun a few years ago, set aside and had to start all over again.  I'm also reading Money, Possessions & Eternity which is a longer version of "managing God's money". I wouldn't have ordered both of them if I had known they were essentially the same book.

I'm eagerly awaiting the arrival in the post of several books for recreational reading and some for Bible study.

The Flame Trees of Thika (288 pages), by Elspeth Huxley

Jesus and His World: The Archaeological Evidence (208 pages) By Craig Evans

Wildflower Hill (544 pages) by Kimberley Freeman

Holman Quicksource Guide to the Dead Sea Scrolls (192 pages) by Craig Evans

A Yellow House:  A Novel   (368 pages) by Patricia Falvey


I've included page totals for the various books just in case you want to read any of them and want to know how long they are first. I've also added a link the 5 books I'm waiting for in the post in case you want to read a description of them and decide whether they appeal to you.

If you have any books to recommend me, please feel free to leave a comment.  I'm always on the look out for a good read.

~~~~

I am going for a visit to my mom soon. She wants some new, colourful clothes for Spring and Summer. So I've ordered a few bright tank tops and sweaters, along with a bit of costume jewellery that will go with multiple outfits. I couldn't find the kind of pants or skirts she needs (simple, stretchy and washable).  I've decided to make two or three skirts that I was going to make awhile back and didn't get around to doing.  The skirts are in basic colours:  black, teal green and tan. 

I wrote awhile ago about the upcoming Vancouver South African Film Festival which is taking place this weekend.  A friend and I have decided to see the film "Reconciliation:  Mandela's Miracle".  Beyond that it is that time of year for the eye exam and my quarterly blood work so am keeping fairly busy.

~~~

Happy reading and enjoy your week!

Pink Everywhere

Gazing at pink fluff

Everywhere there is pink stuff

Pink is beautiful!
(I managed to get these snapshots at the University of BC today).


I'm joining Our World Tuesday today. Join in and have a look.

Spring Is Here

Two months ago, I said that Spring was coming, lol. We had signs of new life in the garden. Sadly it ended up being quite cold for much of the time since but at last I think we've turned the corner. We've had glorious sunshine and warm temperatures this past week.

Currently we are back to rain but the sun will return in a few days. I am enjoying the cherry, apple and plum blossoms at this time of year.  I took these photos in my neighbourhood and deliberately shot into the sun on a hurried trip to the market.  I would like to get out to other parts of the city to enjoy more blossoms if I have time before these fleeting blossoms are gone for another year.

I hope you are enjoying your spring season.

I'm linking up with Skywatch Friday where you too can visit and see so many lovely skies from around the world. Have a lovely weekend.

Supreme Court Upholds Kenyan Election

Saturday in Kenya, the Supreme Court of the country, upheld the results of the March 4, 2013 elections.

Kenyatta had received 50.07 % of the vote, winning the election and narrowly avoiding a run-off with his rival, Raila Odinga. Odinga contested the validity of the election process and results in court.

Chief Justice Willy Mutunga said the court had agreed unanimously that the election had been conducted "in compliance with the constitution and the law" and the result was valid.

The following is the court order:

REPUBLIC OF KENYA
IN THE SUPREME COURT OF KENYA AT NAIROBI
(Coram: Mutunga CJ, Tunoi, Ibrahim, Ojwang, Wanjala, Njoki SCJJ)
PETITION NO. 5 OF 2013
RAILA ODINGA …………………………………………1ST PETITIONER
MOSES KIARIE KURIA)
DENIS NJUE ITUMBI)…………………………………….2ND PETITIONER
FLORENCE JEMATIAH SERGON )
GLADWELL WATHONI OTIENO )
ZAHID RAJAN )…………………………………………3RD PETITIONER
AND
INDEPENDENT ELECTORAL AND BOUNDARIES COMMISSION ………….1ST RESPONDENT
AHMED ISSACK HASSAN …………………………………..2ND RESPONDENT
UHURU KENYATTA ……………………………………….3RD RESPONDENT
WILLIAM SAMOEI RUTO …………………………………..4TH RESPONDENT
AS CONSOLIDATED WITH PETITION NO. 3 OF 2013
MOSES KIARIE KURIA ……………………………………1ST PETITIONER
DENIS NJUE ITUMBI …………………………………….2ND PETITIONER
FLORENCE JEMATIAH SERGON ………………………………3RD PETITIONER
VERSUS
AHMED ISSACK HASSAN …………………………………..2ND RESPONDENT
INDEPENDENT ELECTORAL AND BOUNDARIES COMMISSION ………….1ST RESPONDENT
AND
CONSOLIDATED WITH PETITION NO.4 OF 2013
GLADWELL WATHONI OTIENO ……………………………….1ST PETITIONER
ZAHID RAJAN ………………………………………….2ND PETITIONER
VERSUS
AHMED ISSACK HASSAN …………………………………..2ND RESPONDENT
UHURU KENYATTA ……………………………………….3RD RESPONDENT
WILLIAM SAMOEI RUTO …………………………………..4TH RESPONDENT
ORDER OF THE COURT
1. After extensive deliberations, we are happy to announce the Supreme Court has reached a unanimous decision on all the four issues that fell for determination in presidential election Petition No. 3, 4 and 5 as consolidated.
2. The following is the unanimous decision of the court:
(i) As to whether the presidential election held on March 4th 2013, was conducted in a free, fair, transparent and credible manner, in compliance with the provisions of the Constitution and all relevant provisions of the law; it is the decision of the court that the said elections were indeed conducted in compliance with the Constitution and the law.
(ii) As to whether the 3rd and 4th Respondents were validly elected and declared as President elect and Deputy President elect of the Republic of Kenya respectively, by the Second Respondent in the presidential elections held on the 4th March 2013; it is the decision of the court that the 3rd and 4th respondents were validly elected.
(iii) As to whether the rejected votes ought to have been included in determining the final tally of votes in favour of each of the
Presidential candidate by the 2nd Respondent; it is the decision of the court that such rejected votes ought not to have been included in calculating the final tallies in favour of each presidential candidate.
(iv) As to what consequential declarations, orders and reliefs, that this honourable court ought to grant based on the above determinations, the following are the orders of the Court:
a. Petition No.5 of the consolidated petitions is hereby dismissed.
b. Petition No. 4 of the consolidated petitions is hereby dismissed.
c. As to Petition No. 3 of the consolidated petitions, the prayer by the Petitioners seeking a declaration of recomputation of percentages by the 2nd Respondent is declined as the court as no jurisdiction.
d. Regarding orders as to costs, the Court orders that each party bears his/her/it’s own costs.
3. The detailed judgement containing the reasons for decision of the Court will be issued within two weeks from today.
4. Orders accordingly.
DATED and DELIVERED at NAIROBI this 30th March, 2013.
…………………………………………………
W.M. MUTUNGA P.K. TUNOI
CHIEF JUSTICE & PRESIDENT JUSTICE OF THE SUPREME COURT
OF THE SUPREME COURT
…………………………………………………
M.K. IBRAHIM J.B. OJWANG
JUSTICE OF THE SUPREME COURT JUSTICE OF THE SUPREME COURT
…………………………………………………
S.C. WANJALA N.S. NDUNGU
JUSTICE OF THE SUPREME COURT JUSTICE OF THE SUPREME COURT
I certify that this is a true
Copy of the original
REGISTRAR
SUPREME COURT OF KENYA

In responding to the court's decision, Raila Odinga said though he didn't agree with the decision, he would abide by it.  President-Elect Uhuru said that the order was a victory for all Kenyans who turned up to cast their votes on March 4, 2013.  He pledged that his government would work with, and serve, all Kenyans without regard to political affiliation or discrimination.

God bless Kenya.

Happy Easter Weekend to you all.

Vancouver South African Film Festival 2013

I'm fascinated by the story of First People's around the world. As an adult, I've made it a point to learn as much as possible about the First People's of particular countries where I've travelled.  I've been astounded to see so many similarities in cultures and beliefs despite the obvious differences of land, language and food.

About a year ago I attended the local Vancouver South African Film Festival (VSAFF). The VSAFF is in it's 3rd year here in Vancouver. On April 13 and 14th, it will present features and documentaries that explore the culture, history and politics of South Africa. The proceeds of VSAFF go to Education Without Borders, a Canadian organization which provides educational opportunities in disadvantaged areas of the world. Currently EWB is focussing on the township of Gugulethu, South Africa.

So at this point you might be asking yourself what is the connection between First Peoples and the VSAFF? This year one of the VSAFF films is "Tracks Across Sand", a film about the ‡ Khomani San, a people who were forced from their lands, pushed into poverty and denied even the most basic right to speak their languages. Sounds like a story familiar to many indigenous people around the world, including here in Canada.

"Tracks Across Sand" brings together the story of the African bushman in South Africa, their struggles and their ultimate successful claim. The film also returns to see how the people are making out 10 years after their settlement.  The film was made over a 12 year period by anthropologist, writer and filmmaker, Hugh Brody. My first and only introduction to Hugh Brody's work, was through his book, Maps and Dreams, a fascinating book about the hunting and land use maps of the Dunne-Za and Cree people of northern BC.



Here is a short trailer of the film.

There are also numerous other interesting looking films being presented by the VSAFF this year. I'm hoping to take in one or two. If you are in the area, check out the roster of films. Maybe you'd like to take one in also.

Sponsoring Children in Africa

I often hear from people who would like to sponsor a child but just haven't taken the steps to do it. I like to talk about my experiences from time to time as a way to bring awareness to the need and also to help others who are thinking about child sponsorship.

About a month ago I wrote about my two new sponsored children in Zambia.

First up is Hiness who is 12 years old and in Grade 6.  Next is Lindunda who is 15 years old and in grade 7.
After sponsoring these two children, I felt led to help another one. His name is Humphrey and he is in Grade 2. I don't know his age yet.

These children go to school in Livingston, Zambia.

I have written my first letters to these precious young children and am excitedly waiting to hear back from them.  I've been spending a fair bit of time shopping for appropriate things to send to them every few months so that I can have them on hand for when I am ready to send them other letters.


All 3 of these children go to Christian School in Livingstone, Zambia. If you can help, the school needs many more sponsors for children. I have the link at the bottom of this post.

I also sponsor two boys in Kenya (Peter and John, who I've written about before).  I am also what is called a "correspondent sponsor" to a boy in Ethiopia named Haile.  Someone else whom I do not know, is his financial sponsor.  For whatever reason, the financial sponsor does not write to Haile and I have volunteered to write him and encourage him.

This is Haile in Ethiopis showing his development over the last 5 years or so. On the left is his most recent photo taken at age 21.

I've only been writing to Haile for 2 years.  He has been in the program for much longer than that.  Haile is 21 but only in Grade 8.  He suffers from epilepsy which makes it hard for him to really focus on his education.  In Africa many children have a late start in school.  Alternatively they have inconsistent school attendance due to lack of funds.  Families have a very hard time feeding their children and getting the money together for daily food must take priority to sending someone to school, especially when you factor in all the costs associated with education.  Even in Canada, so called "free" education comes with a huge financial burden for parents to pay for all the things that the schools cannot pay for. It is the same situation in Africa though the needs might be somewhat different.

Haile will be 22 years old in June and will no longer be able to continue in the child sponsorship program through Compassion Canada. I've been sending him a flurry of letters as we near his completion program.  I am trying to "pour into him" some scriptures and some encouragement as he transitions to life on his own.  Mostly I need to remember to pray for him as there is no way to contact him once he graduates or for he to contact me.  Hopefully the faith he has come to know through the program and some of the skills training he has received will help him in his future.  What I worry about besides the obvious things like food and shelter is about whether he will be able to seek medical help and continue to afford medications. I definitely need to keep him in prayer.

Compassion, has offices all around the world and many children who need a loving sponsor if you would like to sponsor a child through an established organization that can give you a charitable receipt.  It costs about
$ 38/41 (US/Canadian) dollars a month, plus the annual Christmas, birthday and family gifts to sponsor a child.  If you do not have funds, perhaps you could think about becoming a correspondent sponsor?

All children need to be encouraged, motivated, and inspired as well as held up in prayer support. You might be that one who can provide it to one special child through your cards and letters.  You can click here to reach the Compassion Canada page for sponsoring children. At the top of the page, you can select the country in which you would like to sponsor a child. If you are not Canadian, at the bottom of the page, you will find links to other country websites where there are Compassion offices.  If you want to be a correspondent sponsor, you can send an email to the appropriate office and let them know you are interested in writing to a child (see the Contact Us page at the website). It can take awhile to be matched up with a child in this situation but it is well worth the wait.

Don't forget too that there are many grassroots organizations in Africa that try to help their own. These ones do not have an organization in foreign lands to help them provide charitable tax receipts but they need your help nonetheless. When you give this way you can "cut out" the middle man and avoid most administration expenses although not entirely.  You can be assured that your funds are going to real needs on the ground.  There are no administration offices with their attendant costs so your help will go directly to those that are in dire need of support.  Even so those in the community that help to get the help to those that need it also have needs for food, shelter, travel and costs associated with delivering the particular help.

If you would like to help one or more of the Zambian children at the Christian School in Zambia, sponsorship is $11.50 a month. Please click here for more information.

Many of you will know that from time to time I go on self-funded missions to help the grassroots people in Kenyan villages.  This means helping people with many of their day to day needs and in diverse ways (food, clothing, school supplies, jiko stoves, seeds & fertilizer, medical needs, travel and costs associated with school and medical helps). It can be expensive especially in a country like Kenya.  But these people desperately need help.  If you wish to help in any way and in any amount, please do contact me at my email here or by leaving a comment.

May you and your family have a Blessed Easter Season and May God speak to your heart as you consider

what you can do to help a vulnerable family in Africa today.

Court Cases ~ Post-Election Kenya

Dear friends,

Since my last post about court challenges to the conduct and outcome of the Kenyan elections, the Supreme Court has begun to deal with the many applications put before it.

Several of the court's decisions have been around who has standing (right to appear in court on the issues) and whether certain applications/petitions were filed on time, etc.

On Monday, March 25, 2013, the Supreme Court ordered a recount of ballots cast at 22 polling stations before it rules on the validity of the recent elections which were held on March 4, 2013. 

“The re-tally shall aim at establishing whether the number of votes cast in each of these 22 polling stations exceeds the number of registered voters,” Justice Smokin Wanjala said at a pretrial hearing today in Nairobi.

The six judge panel of the Supreme Court has until Saturday March 30, 2013, to decide whether the President-Elect, Uhuru Kenyatta should be confirmed as the country's new President, or whether new elections should take place.

In other news, my friend Jonah's brother was injured in a motor bike accident in Kenya. Please keep this family in your prayers as they deal with this and other matters.

Update 2 - Kenyan Elections

I left off in my last post with news of the victorious Jubilee Alliance leaders, Uhuru Kenyatta and William Ruto, who were declared winners of the Presidency and Vice-Presidency in the recent Kenyan elections. I also posted about Raila Odinga's plans to contest the election results. The Honourable Odinga was vying for the Presidency and he and his running mate, Kilonzo Musyoka, felt that the election process was ripe with fraud or vote rigging and that the Independent Electoral and Boundaries Commission (IEBC) failed in a number of areas concerning the conduct of the election process.

These children live in a very dry part of Kenya where water is a problem. They are standing at the site of an uncompleted water project.

Kenya's new Constitution provides for the legal contest and indeed this is a vast improvement over civil strife and mayhem that occurred after the last election results were disputed in 2007.  Odinga filed his legal challenge today (Saturday) in the country's Supreme Court in Nairobi.  In filing his claims, the Honourable Odinga made this statement to the press

 “I am not challenging the election outcome because I am determined to be declared president; but I realised that to do otherwise would be a betrayal of the new Constitution and democracy given the malpractices.”

Grounds on which the Honourable Odinga and the Coalition for Reforms and Democracy (CORD) hope to build their legal challenge:

• IEBC failed to carry out proper and valid voter registration in accordance with Article 83 of the Constitution
• In some constituencies, the number of votes cast exceeded the number of registered voters
• IEBC allowed a mobile phone service provider to co-host both its server and that of the TNA
• IEBC electronic results transmission systems adopted were poorly selected and designed
• IEBC failed to conduct transparent, verifiable and accountable elections

Apparently several other court cases concerning the elections have been filed.  I'm not sure what they are but my guess is that the CORD Coalition court case is the most significant one since it cuts to the heart of the electoral process.  Raila is seeking an invalidation of the entire election and the holding of a fresh poll.  If the Supreme Court invalidates the election, a new election must be held within 60 days.

Despite the fact that the election process is in effect in limbo, I think the Cord case is an important one.  Almost 50% of the electorate voted for Cord.  It is important for the leadership candidates and their team members, and for all Kenyans, to be fully assured of the election process and outcomes so that they can stand behind the elected leadership with certainty that the election was won fairly and squarely.

These children are curious onlookers to a meeting going on with the women of the village. You can see that there is a lot of lush vegetation as this area gets more rain but clean water is still an issue here as it is in many rural parts of Kenya.

Please continue to pray for Kenya and for the six (6) Supreme Court Justices who are entrusted with hearing the petitions and making appropriate rulings.  The outcomes will affect the future generations of Kenya.

This photo is taken in a very dry part of Kenya. These children have grown up in this harsh climate. It would be great if they could have access to a ready supply of refreshing, clean water.  Water, roads, food security, etc. are all important things that generations of Kenyans look forward to and their hopes are pinned upon their elected leaders. Keep them in your prayers.

Kenya Election (2013) Update

In my last post I asked for prayer for the nation and the people of Kenya who on March 4 this week, underwent their first national election since 2007.  After the election results were announced in 2007, horrendous violence broke out.  About 1200 people were murdered and countless people became internal refugees as clashes broke out over ethnic rivalries and Presidential election outcomes. It took a lot of negotiations, diplomatic interventions and Constitutional reform to try to bring hope to the ordinary citizen of Kenya.

National elections again took place on March 4, 2013.  One of the candidates vying for Presidency (Uhuru Kenyatta) and his running mate (William Ruto), face crimes against humanity at the International Criminal Court (ICC) of the Hague.  Uhuru Kenyatta's trial  at the ICC was to begin in April but as of March 8th his trial date has been set for July 9, 2013.  Generally in courts, one is deemed to be innocent until proven guilty, but the ICC and many Kenyans, and indeed even foreign governments, have so far acted as if these individuals are presumed guilty until proven innocent. Many people base their feelings and opinions about the individuals charged, based on their ethnic or tribal affiliation and the history of the political divisions in Kenya.  Often political leadership determines patronage for the best jobs and contracts or ensure that particular tribes wield a lot of influence. It is difficult for a foreigner to understand why and how this happens unless they understand the colonial history of the country, the transition of the country to democracy and the "tradition" of corruption that has flourished in the country since the transition.  Most ordinary citizens of the country have not benefitted from post-colonial democracy and most just want to have equal opportunity to education and a livelihood. Most also want good and affordable health care and better infrastructure. None of this is really possible as long as the country remains divided along tribal or ethnic lines.  There are many examples of how this kind of co-existence can lead to devastating impacts on a country.

Nairobi, Kenya's Capital

During Monday's election some people died.  I'm not sure the exact number but the reason seems to be attacks on the electorate by members of a separatist party.  For the most part, the elections were conducted peacefully although the fact that many workers did not return to work and have been anxious about the election outcomes give one a good idea of the state of tensions in the country.

An overwhelming turnout of 70% of the registered voters (14.3 million people) queued in line for hours upon hours to cast their votes. The people have been sitting on tenterhooks since Monday, as they still do not have final results of the elections.  To give you some idea of the massive scope of this election process (and hopefully some idea of the logistics, monetary investment & time required to conduct it and to tally the votes, there are 290 polling stations with 10,000+ candidates.  They are vying not only for the position of President, but also Governors, Senators, Members of Parliament and Women's Representatives.

Kibera Slum, near Nakuru, Kenya.

The Independent Electoral and Boundaries Commission  (IEBC) of Kenya is responsible for tallying the election results.  Legally they have 7 days to do it.  Kenyan voter expectations were high and they expected results on Tuesday because the initial tabulation and transmission of voter results was to be done electronically.  The electronic system failed and the IEBC has had to alter it's process and rely on manual tallying.  They have been giving updates about their process and giving new forecasts as to when they expect to announce final and official elections results.  But tensions rise each day.  Each day of delay leads people to think that something is amiss and that the process is being rigged.  This is what happened in the 2007 elections which ultimately ended in violence.

Look out along the Nairobi-Nakuru Hwy. overlooking the Great Rift Valley.

All returning officers from all parts of Kenya, including some very isolated areas of the country, have now made their way to Nairobi.  As of Wednesday they are all together undergoing the tallying of the votes. The Chairman of the IEBC, Isaack Hassan, has appealed for patience among his countrymen.  He has appealed to Kenyans to await the official results has tried to reassure them that given the security of the tabulation system, it is not subject to vote rigging.  Now however, one of the Presidential candidates, Raila Odinga (as reported in at least one paper), and his running mate (Kilonzo Musyoka) have called into question the credibility of the tallying process.  It is this kind of talk that stirs up the emotions of people  although the running mate did specifically appeal for calm and for the tallying process to be halted and started anew.  Raila Odinga was also a Presidential candidate in the 2007 elections and so it is understandable why and his running mate feel frustrated by the issues with vote tallying. It is also difficult for people at the grassroots to remain calm precisely because they felt cheated in the last election.  Some people, including me, think, it would have been more prudent for the political candidates to wait until after official results are announced before determining what interventions are needed. In fact, I believe the new Constitution of Kenya would not permit the IEBC to halt tallying in the midst of it.  They must return an official count within 7 days.  I believe that those that have standing to dispute the results can then file a claim in court.  The courts have apparently geared up to ensure that such claims are dealt with expeditiously.

A busy street on one of Kenya's busy cities. I cannot remember where but I think it is in Nakuru.

Schools are still closed for the protection of the children.  Government offices have remained closed as Kenyans anxiously await the announcement of final presidential results.  Today (Thursday) civil servants were ordered to return to work by 8:00 a.m. Friday.  The private sector also appealed to workers to return to work. I've heard that street vendors are back on the streets selling their wares.  They are too poor to miss work and prices for food stuffs have tripled over the past few days. My guess is because most stores are closed  there is a small  opportunity for poor vendors to try and make some money. There are also probably not as many customers on the streets as people sit at home waiting for election results.

Street vendors along a busy highway.  The cabbages in Kenya are huge.

Please continue to pray for the election outcomes, the protection of the Kenyan people and their beautiful country. It is Friday tomorrow and the expected day of official election results though the IEBC tecnically has a few more days if required. Updated March 8: 2:25 p.m. Kenya time:  The race is down to the last moments with the top candidate, Uhuru Kenyatta hovering near 50 percent.  To win the Presidency, a candidate must get 50% +1 vote to win, otherwise the country will face a run-off in April.  Groups of security forces are starting to appear in the streets of the cities to ensure they are ready for any potential eruptions.

On my side of the world it is wee hours of the morning and I need to get some shut eye. I will learn of the new President on Friday my time.  Update March 8: 11:27 p.m. Kenya time:    There is still no clear winner but with 271 out of 291 constituency votes tallied, it appears that the leader of the Jubilee Party, Uhuru Kenyatta, is set to win on the first round.  Update March 9: 12:04 a.m. Kenya time:  A representative of the IEBC has just announced that final and official election results will not be announced until 11:00 a.m. He also announced that this was to maintain the integrity of the process which includes an audit of the final tallies, and the presence of representatives of all the political parties. Update March 9: 6:54 a.m. Kenya time:  The media is reporting that the IEBC quietly announced Uhuru Kenyatta as the new President of Kenya at about 2:00 a.m. local time.  The margin of victory is slim.  I believe the IEBC will still make an official announcement at 11:00 a.m. as planned. Raila Odinga,  the other lead Presidential candidate, is expected to make a statement sometime on Saturday morning.  Update March 9: Approximately 2:45 p.m. Kenya time - James Oswego, CEO of the IEBC and Isaack Hassan announced the official results of the election and declared Uhuru Kenyatta the new President-Elect. They also handed him one of 3 certificates with the official results as they are bound by law to do.  There are two other certificates of the official election results, one for the sitting President, Mwai Kibaki ,and the other for the Chief Justice of Kenya, William Mutunga.  Results - Uhuru Kenyatta 6,173,433 (50.07%); Raila Odinga 5,340,546 (43.31%).  Both Uhuru Kenyatta and Raila Odinga give speeches to their countrymen.  Uhuru Kenyatta gave an excellent Presidential type speech and thanked everyone who ran for office and ensured a robust democratic process.  He thanked the people of Kenya and pledged to work with all presidential candidates to move Kenya forward.  His Vice-President-Elect, William Ruto, introduced him and moved me to tears and laughter with his praise to God for the miracle of their election victory, and his anecdote about when he first met Mzee Kenyatta.  The Honourable Raila Odinga, gave a speech in a different location and indicated that he will contest the electoral outcomes in the Supreme Court, which is his legal option.  He also appealed to Kenyans to remain peaceful while he undertakes the legal challenge.

Many people seemed jubilant about the election outcomes despite the long and tiring process of the elections.  Media houses showed revellers in different cities across the nation.  One especially moving clip I saw was when a group of Kenyans marched along the streets of Nairobi chanting and singing.  They came to a stop at Jomo Kenyatta's mausoleum, knelt on the sidewalk, raised their hands and prayed to God. Jomo Kenyatta was the first Prime Minister, and later President of Kenya, and he also happens to be the father of the new President-Elect,  Uhuru Kenyatta.  Kenya has turned a new chapter in it's political development and has matured and taken another step forward in it's democratic development.

I thank those of you who prayed for Kenya and her people. I thank God that the Kenyan leaders also pray and look to God for his wisdom and help.  I pray that God would continue to lead them and guide them as they continue to grow their democracy. God bless Kenya!

Once things have settled down, I hope at last to post about my giveaway.  For now it seems inappropriate as I wait for the outcome along with my friends who live so far away.

God bless.

 Pray without ceasing.

1 Thess. 5:17

Pray For Kenya

Dear friends,

Kenya is having a national election on Monday, March 4, 2013.  For those of us in the western Hemisphere, it will still be Sunday evening while Kenyans are out voting.

The last Kenyan national elections were held December 27, 2007. It was a violent time. Kenyans and their supporters abroad don't want a repeat of this.

Please keep Kenya in your prayers for a peaceful outcome to their elections on Monday, March 4, 2013, and for God's hand to be involved in leadership selection.

Have a great weekend and may God bless your leadership too.

Taxes, Retirement & Condo Living

I'm happy this week is almost over and I've managed to complete my tax returns for another year. I've  actually completed them just over a month early but can't file just yet. I have to wait for one final receipt and it will be at least another two weeks before I get it in the mail.  So I will just have to wait.

I dread tax filing every year.  I always want to have oodles of time to work on the taxes and just do it all in a leisurely way.  So I often put it off and in the meantime the task hovers over my conscience like a bad dream.

I  usually have to hunt around for receipts that come in during the year.  Though I do keep the paperwork in a bit of order, there always seems to at least once receipt that comes in much later than the others or doesn't arrive at all so it isn't only a question of when I want to work on the return. It is often a question on waiting on others.  I'm not so patient when it comes to these things.

Some receipts are only available on line, some are only receivable by mail and others are available on line and/or through the mail.  Each year there are also countless medical receipts that have to be kept, sorted and tallied to see if they can be used as a tax deduction.  Despite a lot of money being spent on prescriptions and dental work, it never seems to add up to enough to be useful on the tax return.  Likewise with charitable receipts.  Much of my giving is to grassroots charities in other countries.  Our government does not recognize these as charitable donations and only accepts donations from charities registered in Canada.

Then there are receipts for contributions to registered retirement savings plans. This is tricky because one has to have enough contributions to make sure you don't over contribute, or under contribute, such that you owe more taxes. I do save throughout the year for these contributions but it never seems to be enough.  So I have to try and find the funds in my budget to do a top up before the deadline.  Overall, as you can see, I get a lot of receipts.  Though it is time consuming to deal with all the receipts and keep on top of it all, it isn't actually that complicated to prepare the tax returns.  Especially if one has the right on-line tools for tax preparation..

In addition to these financial challenges, this is the time of year when our Strata has it's Annual General Meeting.  Like clock work, there is an inevitable increase in the overall budget of the Strata.  We usually have increases of up to 20% and it is a bit ridiculous.  These  increases to the Strata budget means increases to the personal budgets of each and every owner to cover the Strata's budget plan.  I have ever yet to receive a 20% increase in pay to compensate for these kinds of increases.  This is one thing I detest about living in a condo.  The complete inability to limit the expenses related to the overall condominium structure or limit the fees I have to pay every month.  On the other hand, I do not like the idea of living in a fully detached home (house) and all that that entails.

About 3 months ago a  long time neighbour who lives down the hall told me he was trying to sell his apartment.  He was going to take his condo unit off of the market because he was having difficulty selling.   Today he told me that he sold his unit and is moving in two weeks time back to the city where he grew up.  He also told me that 3 other owners on my floor have sold their properties and are moving!  Actually, it is more like two owners moving out because one of them simply sold his unit to move to a larger one on my floor.

Over the years I've heard many resident owners say they will not be able to retire and continue living in the suites in my building if the monthly condo fees keep going up.  This might explain the reason for so many owners moving now or they may have other reasons like retirement, job changes, growing families, etc.  Though I've thoroughly enjoyed living where I am,  I too have begun to consider the possibilities of moving on. Especially now that I know the Strata Council will be levying large fees next year to cover the cost of  re-piping the other half of the building.  Owners just paid multiple thousands each for re-piping the half of the building where I live the year before last. To be honest, I've lost track of the countless numbers of special assessments over the past decade. That is why I'm starting to think of the possibility of moving.  Also, my property taxes go up each and every year.  Even though property values went down in 2012 in my city, my property taxes still went up. That is what I call a fraud.  For now, I don't have definite plans of moving.  I will still enjoy the convenience of where I live and the beautiful mountains I get to see almost every day.

It wasn't my intention to write a complaint post but I'm being real. I'm saying just how much I find this time of year challenging, especially falling so closely on Christmas.  Dealing with financial matters and financial planning and trying to stay ahead of things is a never ending task for most of us.  Personally I find it a chore and it isn't my favourite thing but it must be done.

I'm just grateful that I have the capability to use my mind and skills to do what needs to be done.  The ability to use the computer and computer software for this purpose is another huge help and blessing. I know many who still are not able to take advantage of these helps like a few of my senior women friends.  When I started using an on line tax preparation program several years ago, my spending decreased from $130 Canadian a year (to get someone else to prepare my taxes), to $15.95 a year.  It sounds like a small thing.  But for all the increases in bills annually, one has to find savings somewhere.  These days, I also have the ability to minimize taxes by using the on line program to forecast taxes owing or refundable, based on the level of retirement savings contributions I make.  That is something I could not do when I went to an outside tax preparer.  I am more empowered now that I handle all these tasks myself.

 In every thing give thanks: for this is the will of God in Christ Jesus concerning you.

1 Thessalonians 5:18 

How about your dear reader?  How do you cope with taxes and retirement planning? Do you enjoy the number crunching or not?



 I need to take some photos concerning my giveaway before I can post the details.  I hope you will all join in.  Stay tuned!

A Blessing

Hello friends, soon I shall be announcing a giveaway but not just quite yet. This week is a busy week of appointments, tax filings and errands and then I can get to the giveaway details. In the meantime, I wanted to share with you this wonderful South African blessing I came across on line here. 

South African Blessing*

Walk tall, walk well, walk safe, walk free
And may harm never come to thee.

Walk wise, walk good, walk proud, walk true
And may the sun always smile on you.

Walk prayer, walk hope, walk faith, walk light
And may peace always guide you right.

Walk joy, walk brave, walk love, walk strong
And may life always give you song.

*Author, Patricia Schonstein.

February Sky

I've felt that we've had a lot of gray skies and too much rain this winter. It might be a poor memory but that is how it seems to me. Once in a blue moon we got some clear skies and bit of sun.

Early in February I captured these photos. I hope you enjoy the photos. I hope to see you again soon as I am hosting a giveaway and will be posting all the details here on  my blog. Enjoy your weekend.

Please join others from around the globe who share their sky photos with us every week. Thanks to Sandy who hosted this meme for many years and to Yogi our new host and Sylvia, his co-host.