Frugal Shopping - What Would You Buy ?

What would you buy if you had a "free" money to spend at a pharmacy to the tune of $60 (Canadian, 582 SA Rand, $58 Australian, 32 pounds sterling, 38 euros, $53 American dollars, 124 Brazilian Reals)?

I shop at a pharmacy where you get points for buying certain items. The points accumulate each time you shop and sometimes the store promotes specific items giving you more points to get to certain spend levels more quickly. This money is like "free money" (of course the store is not losing money but they ensure some of their profits goes to these rewards programs to build customer loyalty).  As a consumer, this kind of thing only works like free money if you are careful not to purchase things you don't need just to get points. Sometimes you get lucky and are able to get 20x the points on something you really need. This is the only way to build up points quickly.  Otherwise it can take some time.

I don't like my point levels to get too high because then I have a hard time spending it all at once.  I also would have a hard time carrying my purchases home from the pharmacy which is about a 10 minutes walk away.  I've learned that it doesn't "pay" to spend only part of your points.  You lose out on the full value when you do that.

Since it is close to the end of the month and I intend to spend my all my points and stock up on things I don't usually buy unless I'm spending point dollars.

I looked at the sales flyer and made a list. I came up with the following items

• ketchup (used mainly in barbeque sauces for marinating meats).
• creamo (sometimes used in my coffee or cereal though I use it less and less due to fat content).
• bacon  (again, something I seldom buy but stock up on when the price is right. It's good for breakfast now and with eggs or waffles. It reminds me of holidays with the family or university days when I had an English breakfast once a week on weekends.
• eggs (I seldom eat eggs for breakfast but use them in baking).
• bags of frozen fruit (I use these in smoothies mixed with greens and in muffins).
• butter (I use butter in baking and on the rare occasions I eat toast).
• coffee (I stock up on cans of coffee when it is on sale. I always have enough. When the price gets too high and sales are no longer good I've decided I will stop drinking coffee).
• plastic cling wrap (It is used for so many things).
• dish soap (I have a dishwasher but also do a lot of dishes by hand).
• dry cereal (sometimes I like to have a few boxes of cereal on hand for when I don't want porridge).
• ice cream (An item I've thankfully cut down on. A treat now and then is okay).

It is clear that there is very little on this list that you would associate with a pharmacy. I don't actually need paper products, make up, over the counter medicines or much in the way of household cleaning products right now. In the end I eliminated the creamo and bought some toothpaste and household cleanser for my bathtub. I also spent a few extra dollars and purchased a very large bottle of shampoo. It was on sale and I had a dollar off coupon. This will last me about 2 years as I use so little at a time.

This is my receipt after the shop. I spent $5.27 of my own funds & saved an additional $45. and change off the original sticker price plus my $60. "free" money for a total of $145.27 savings.

In addition to all the things you might associate with a pharmacy in North America, the pharmacy also carries lots of snack foods, frozen fish and convenience foods, pops, breads, pastas, spices, specialty food items, sauces and paper products (toilet paper, tissue paper, paper towels).  I am allowed to spend my points dollars on any of these items but I cannot spend them on medications which I do not need at the moment in any case.

Saving funds this way really helps me stretch my dollars so I can send funds to my sponsored children through Compassion International and help people like medical student Elvis.  I also try to help Jonah in Kenya who still assists elders and others with medical costs, food, etc.

Kenyan women I was able to bless one Christmas.

 Elvis will be graduating in August and is getting close to the finish line. We have one more semester to go.

I would appreciate your prayers for both of these men.  

If you feel able to help financially I'd be happy to hear from you.

I hope to say a little more about Elvis next time since I really need to try and help him finish the year

What would you spend on if you had a free $60.00 (sixty dollars)?

I'm looking forward to reading your replies.
Have a wonderful rest of your weekend. x

Weekend Bake: Banana Loaf

Hi friends,

There are certain recipes I continue to search for and refine. One of them is Banana Bread. For something so seemingly simple, I still haven't found a Banana Bread recipe I really like.
Most of them seem to be too moist. I want a dense loaf that is more like a bread but with banana taste.  I don't want a loaf so moist that it is like pudding.  I also don't like big chunks of banana in my loaf though I do like to see the seeds. I'm also looking for a recipe that doesn't use such a lot of sugar and oil.

I tried this recipe tonight.

BANANA BREAD

Ingredients

¼ cup butter, softened

1 cup sugar (I used 3/4 cup)

2 eggs

1 cup sour cream (I use Greek style plain yogurt instead)

1 cup mashed fully ripe bananas (I used 2 bananas because that is all I had today)

2-1/4 cups flour

1-1/2tsp. baking powder

½ tsp. baking soda

½ tsp. salt

1 cup chopped walnuts (I meant to add the walnuts but forgot)

Instructions

HEAT oven to 350ºF.

BEAT butter and sugar in large bowl with mixer until blended. Add eggs and sour cream; mix well. Add bananas and combined dry ingredients; mix just until moistened. Stir in nuts.

POUR into greased and floured 9x5-inch loaf pan.

BAKE 1 hour or until toothpick inserted in center comes out clean. Cool 5 min.; remove from pan to wire rack. Cool completely before slicing. Refrigerate leftovers. 

When I transferred the batter to the loaf pan I was immediately pleased.  The batter is much thicker than the previous recipes I've used. However I could tell it was also going to be very dense.  I also could have used slightly more banana in the mix but I only had 2.  It was enough for a pleasant banana flavour.

Sorry for the shadow on the banana loaf.  It was late and the lighting was poor.

Taste test:  Good but rather rubbery. I over mixed the batter.  You are only supposed to mix until moistened not beat it together well. It was getting late and I wasn't paying good attention  I will be more careful next time.  I used my tin loaf pans rather than the silicone pans. I find silicon bread pans are terrific for bread but give my muffins and quick breads a "jelly like" consistency at the bottom. Good for certain types of muffins like strawberry or raspberry but not so good for things like banana bread, IMHO.

I like this recipe much better than the other recipes I've tried so far. I'm going to enjoy tonight with a cup of rooibos tea before bed.

In weather news, we've been having a lot of high winds.  It is helping to chase away the clouds and bring out blue skies and sunshine for several hours a day though there is still an unseasonal chill in the air.  Several of my friends have been battling with the flu bug or bronchitis. I myself have not been feeling that great for about a week but have managed to thwart getting a bug. I am trying to get more rest and drink plenty of fluids.

 I hope your weather is cooperating wherever you are and that you have a wonderful weekend. Hugs. xx